What CO-31 means
The payer can't match the patient to a member.
The CO group code means this amount is a contractual obligation: under most contracts you cannot bill it to the patient.
Common causes
- Wrong member ID, name spelling or date of birth
- Wrong payer
How to fix it
- Check the insurance card and verify eligibility
- Correct the patient data and resubmit
Check the remark code (RARC) that came with the denial and the payer's own policy, since rules vary by payer and plan. This is a plain-English summary written by GetMax; the official code text is published by X12 at x12.org/codes.
Prevent it next time
Most denials are caused before the claim is sent. See 12 ways to reduce claim denials, or let our denial management team work them for you.