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RCM glossary

Coordination of benefits (COB)

The rules that decide which plan pays first when a patient has more than one.

Coordination of benefits determines the order in which multiple health plans pay for a patient's care: primary, secondary and so on. Claims sent to the wrong plan first are denied.

Asking about other coverage at every visit and keeping the order current prevents COB denials.

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Related terms

Eligibility verification
Confirming a patient's insurance is active and what it covers before the visit.
Claim denial
A payer's decision not to pay a claim that it received and processed.
CARC (claim adjustment reason code)
The standard code that explains why a claim line was paid differently than billed.

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